Check Your Copilot AI Credits Usage Before Sept 1

A dark comparison-matrix style cover reading Check Your Copilot AI Credits Usage Before Sept 1, listing four row summaries: individual Usage this cycle view in Copilot settings, per-user ai_credits_used API field, org Insights Copilot usage dashboard, and the same dashboard rolled up enterprise-wide
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Three blind spots GitHub just closed

Before mid-2026, nobody using GitHub Copilot could see their real AI Credits consumption anywhere in the product. Not the seat holder burning through them, not the org owner managing the budget, not the enterprise admin rolling it up across teams. The number existed somewhere on GitHub’s billing backend, but the product gave you no live view of it.

That changed fast, in three separate shipments over about five weeks. GitHub added a per-user ai_credits_used field to the Copilot usage metrics API on 2026-06-19, an individual per-cycle usage view in Copilot settings on 2026-07-20, and an org- and enterprise-level usage dashboard on 2026-07-22, according to GitHub’s own changelog. None of these are budget controls. They are visibility, the thing you need before a budget control is even worth configuring.

That distinction matters for this specific series. GitHub’s promotional AI Credits allowance (3,000 credits per Business seat, 7,000 per Enterprise seat) reverts to the standard allowance (1,900 and 3,900) on September 1, 2026, per GitHub’s own billing docs. The pillar hub on that cliff covers the reversion itself. This post covers the narrower, more immediate question: how do you actually check where you stand right now, at each of the three levels GitHub just made visible.

See your own number: Copilot settings, Usage

If you hold a Copilot Business or Copilot Enterprise seat, your own consumption is two clicks away. Click your profile picture in the upper-right corner of GitHub, select Copilot settings, and look under Usage. The section is labeled “Usage this cycle”, confirmed directly on GitHub’s own AI Credits monitoring docs, and it shows how many AI credits you have used in the current billing period.

This view needs no admin role. It is your own consumption, gated only by holding a Business or Enterprise seat, not by being an org owner or billing manager. If you have never opened it, that is the two-minute check to run before reading the rest of this post.

Copilot Individual uses a different page entirely

This “Usage this cycle” heading is specific to Business and Enterprise seats. Copilot Individual subscribers see a separate AI usage page under github.com/settings/billing instead, tied to that plan’s own pay-as-you-go credits rather than the seat allowance this series covers.

Pull ai_credits_used straight from the API

The individual view answers “what did I use.” It does not answer “who on my team is closest to the cliff.” That is what the API field is for.

GitHub’s Copilot usage metrics API added an ai_credits_used field to its per-user reports on 2026-06-19. The per-user report family (*-users-1-day and *-users-28-day in GitHub’s own reference docs) returns one record per user, and ai_credits_used is defined there as the total AI credits a user consumed, one combined number across all of that user’s Copilot activity, without a separate breakdown by which model, feature, or surface generated it. The same reference page is explicit that this is a metrics signal for analyzing consumption, not a billed total, worth remembering before you treat it as an invoice line item.

Each per-user record carries more than the credit total. It also includes user_id, user_login, eight boolean used_* flags covering surfaces like chat, CLI, agent mode, and code review, and an ai_adoption_phase field. That last one is worth a closer look, since it is what powers the org-level dashboard covered next.

Per-user report record (illustrative, matches the documented schema)
{
  "user_id": 4181923,
  "user_login": "octocat",
  "ai_credits_used": 742,
  "used_chat": true,
  "used_cli": false,
  "used_agent": true,
  "used_copilot_coding_agent": false,
  "used_copilot_code_review_active": false,
  "ai_adoption_phase": 1
}

The field names and their descriptions above are verified against GitHub’s own Copilot usage metrics reference. The specific values are illustrative, not a captured live response, since pulling a real one requires an org’s own API token. Per GitHub’s own docs, this endpoint is available to enterprise administrators and organization owners with access to Copilot usage metrics, not to an individual seat holder pulling their own record.

Structural Comparison Matrix

Visibility levelWhere to find itWhat it showsAccess requiredShipped
Individual (self)Copilot settings, Usage, “Usage this cycle”Your own AI Credits used in the current billing cycleAny Copilot Business or Enterprise seat holder, own account only2026-07-20
Per-user (API)Copilot usage metrics API, per-user reportsai_credits_used total per user, plus used_* surface flags and ai_adoption_phaseOrg owners and enterprise admins with API access2026-06-19
OrganizationOrg’s Insights tab, Copilot usageAdoption-phase cohorts and output metrics tied to credit spend, org-wideOrganization owner or billing manager2026-07-22
EnterpriseEnterprise account’s Insights tab, Copilot usageThe same dashboard, rolled up across every organization in the enterpriseEnterprise owner, billing manager, or a custom role with View Enterprise Copilot Metrics2026-07-22

The dates are not decorative. All three views shipped inside a five-week window that ends five weeks before the September 1 allowance cut, which is a narrow amount of runway to notice a problem and act on it if nobody checks until the bill changes.

The dashboard ties credits to outcomes, not just spend

The 2026-07-22 dashboard is not a bigger version of the per-cycle number. It groups engaged users into four adoption phases, built from the same ai_adoption_phase field the API returns: Phase 0, no cohort, for users who did not meet the engagement bar for any phase; Phase 1, code first, for users who engaged with code completion or IDE agent mode; Phase 2, agent first, for users who touched exactly one of Copilot’s agent surfaces, its cloud agent, code review, or CLI; and Phase 3, multi-agent, for users who touched two or more of those same surfaces, or used the GitHub Copilot app, according to GitHub’s own changelog on the adoption-phase cohorts.

For each cohort, the dashboard surfaces average pull requests merged per month, median merge velocity, user counts, and lines of code produced, alongside a six-month trend and an adoption multiplier comparing passive users against engaged ones. That framing changes the conversation an org owner can have about credits. A team burning through its allowance in Phase 3 is a different problem than one burning through it in Phase 0, even if the raw ai_credits_used totals look identical.

Pull the NDJSON export if you need to slice the data further

The dashboard supports exporting the underlying data as NDJSON, which GitHub’s own docs suggest feeding back into Copilot Chat to answer questions like which users have high interaction counts but low code-acceptance rates. That is a faster way to find outliers than scrolling the dashboard’s own charts.

Check this before September 1, not after

Three checks, three different owners. If you hold a seat, open Copilot settings and look at “Usage this cycle” today, not the week the allowance drops. Org owners should pull the dashboard from the Insights tab and see which adoption phase their heaviest users sit in before deciding where to draw a budget line. Enterprise admins need the same check at the enterprise level, since a spike hiding in one org’s numbers can stay invisible until everything gets rolled up.

None of the three views in this post set a limit or send an alert. They only show you the number. Once you know where you actually stand, setting Copilot budget controls before the cliff is the next step, the one that turns this visibility into an actual guardrail instead of a number you have to remember to keep checking.

Browse more coverage like this in the AI Productivity archive, or start from GitHub Copilot’s AI Credits Promo Cliff hub for the reversion itself.

Frequently asked

Does checking usage require a Copilot Enterprise plan?

No. The individual per-cycle view is visible to anyone on a Copilot Business or Copilot Enterprise seat, under their own Copilot settings. The org-level dashboard needs organization owner or billing manager access. The enterprise-level dashboard needs enterprise owner, billing manager, or a custom role with the View Enterprise Copilot Metrics permission. None of the three require an Enterprise plan specifically, just the matching level of admin access.

Is ai_credits_used the same number that shows up on my invoice?

No, and GitHub's own documentation says so directly: ai_credits_used is described as a metric for consumption analysis, not invoicing totals. Treat it as a real-time signal for spotting a spike before it becomes a bill, not as the authoritative billed figure.

I'm on Copilot Individual, not Business or Enterprise. Does any of this apply to me?

Not the views this post covers. Copilot Individual subscribers track their own usage on a separate AI usage page under github.com/settings/billing, tied to that plan's own pay-as-you-go credits, not the Business/Enterprise seat allowance this post and the rest of this series is about.

Emitted as FAQPage JSON-LD from the same frontmatter — one source, no duplicated prose.

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